Our Services
Our clients have come to us for a variety of reasons. Some wanted to know how to maximize their Social Security benefits. And some wanted help with their 401(k) rollovers, IRAs, etc. Our services include retirement planning, investment planning and management, tax planning and estate conservation.
We have two specialties. First is our help in showing you how to maximzie your Social Security benefits. We do that by meeting with you for an hour and showing you how various Social Security claiming options will work out for you or for you and your spouse. We will send you home wih a written plan showing how you can maximize your Social Secuity benefit given your circumstances and your needs.
Our second specialty is 401(k) rollovers, IRAs, IRA transfers, retirement income and portfolio management. All of these areas of specialization involve investments. If you are looking towards a successful retirement, investments may play a pivotal role in getting you to retirement successfully and timely. If you are retiring and moving your money out of your employer's 401(k) plan and/or any other employer sponsored retirement plans, investments need to be selected for this money that reflect your retirement income needs and objectives. If you are already retired, investments may play an important role in keeping you ahead of inflation and providing retirement income as needed. If you have money that needs to be invested, selecting investments whose objectives match your objectives is important in terms of meeting your goals and addressing your acceptable level of risk. Our investment planning may address the minimization of income taxes and estate taxes within the framework of meeting your specific needs and objectives
(Note: If you are presently retiring and have money in your employer's 401(k) plan and/or any other employer sponsored retirement plan(s), you will want to go back to our home page and click on "What Should I do With My 401(k) Money?".)
We have a branch office of a full service brokerage firm, Centaurus Financial, Inc. which allows us to assist our clients in implementing our recommendations for those who want that service. By implementing our recommendations through us, it allows us to monitor the investment(s) and provide a quarterly portfolio valuation statement to our clients. It also allows our clients access to their portfolios through this web site 24 hours per day, 7 days per week.
We have many investments from which to choose. 1Some feature guarantees of your principal while allowing you to invest in the stock market or participate in an index such as the *Standard & Poor's 500 without fear of loss. 1Some guarantee a lifetime income that you cannot out live. All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies.